What's the most cost effective way to rack up Qantas FF points without a credit card?

14 replies

toddsci

Member since 20 Feb 2015

Total posts 7

What's the most cost effective way to rack up Qantas FF points without a credit card?

Merc25

Qantas - Qantas Frequent Flyer

Member since 29 Jun 2013

Total posts 317

Use a charge card.it must be payed in full each month or you lose it! Amex have them

craigc

Qantas - Qantas Frequent Flyer

Member since 08 Aug 2013

Total posts 7

It is only once, recently I received the wallet , but no qc pass, I rang QF and was accused of already using the pass, how rude, I was told nothing can be done 

hutch

Member since 07 Oct 2012

Total posts 761

Whilst that sucks... how is it relevant?

Serg

QFF

Member since 12 Apr 2013

Total posts 870

Fly few times in London in First?

Hayden

Qantas - Qantas Frequent Flyer

Member since 28 Jan 2015

Total posts 94

fly to your closest airport, a $100 flight will reward you with 800 FF points and 10 status credits. its even cheaper when they have a deal on

David

Member since 24 Oct 2010

Total posts 988

Toddsci: as somebody who has no credit cards, I think I get where you're coming from! A few things you can do:

1. Flying, of course - but expensive and time-consuming

2. Arm yourself with the Qantas Cash debit card and Bankwest Qantas debit card, and use these as often as you can (Qantas Cash card best for per-item spends over $10, Bankwest for under $10 – see http://www.ausbt.com.au/earning-daily-qantas-frequent-flyer-points-without-a-credit-card for more.

3. Shop via the Qantas Mall as often as possible, and be savvy as to price-match policies (eg David Jones) which can minimise the difference between prices charged by thge big stores versus smaller retailers (and use your Qantas Cash card to earn extra points into the bargain)

4. Watch for special promotions which can boost the pooints earning - eg over Christmas the Qantas Mall had double points, so David Jones was earning 10 points per dollar instead of five. I treated myself to a Sonos Play:1 speaker for Christmas so that $300 spend earned me 3000 points, plus another 1500 with the Qantas card (half-point per dollar).

It's a harder path to earn Qantas points without a premium credit card, but there are still plenty of opportunities.

Mal

Member since 14 Jun 2013

Total posts 109

Here's a clever tip if you don't have a credit card.

A friend of mine uses his Bankwest Qantas card for grocery shopping at Woolies, uses the self-serve checkout and then puts each purchase through on its own and uses the Bankwest card for tap-to-pay.

Because Bankwest card earns 5 Qantas points per transaction, this means even a $1 chocolate bar earns 5 Qantas points!

Naturally this takes some time (!!) and so he thoughtfully goes shopping late in the evening so as to not hold up other shoppers. But if your shopping tends to be a decent number of low-cost items then this approach will earn more Qantas Points than putting all the items through at once and using a Qantas Cash card which would earn only one half a point per dollar on the total amount.

gippsflyer

Qantas - Qantas Frequent Flyer

Member since 10 Jan 2013

Total posts 162

Now that is perseverance! 

Hayden

Qantas - Qantas Frequent Flyer

Member since 28 Jan 2015

Total posts 94

When i buy fruit, especially grapes, i tend to pay per grape rather than for a bunch of grapes. I have enough for a return business class flight to Singapore after each weekly fruit shop

RaptorNation158

Qantas - Qantas Frequent Flyer

Member since 21 Aug 2014

Total posts 186

Your comment made my day.

hakkinen5

Qantas - Qantas Frequent Flyer

Member since 20 Aug 2014

Total posts 135

Hayden, that's Gold!

David

Member since 24 Oct 2010

Total posts 988

I hereby declare that as "Comment of the week"! :P

PeterLoh

Qantas - Qantas Frequent Flyer

Member since 25 May 2012

Total posts 356

Strictly speaking, the most "cost-effective" way of earning QFF points is with a Bankwest Qantas Transaction Account and a pool of money on which to deposit for points accrual in lieu of interest.

Provided that you're also meeting the $2000/month deposit requirement to keep the account fee free, one could extract more value out of the points earn than the potential interest earned based on the current interest rates being offered by most banks on savings accounts.

Andrew Barkery

Qantas - Qantas Frequent Flyer

Member since 21 Mar 2011

Total posts 427

Trouble with the BankWest Qantas transaction card, is that you have to earn a monthly income, or be able to deposit Aud$2000 per month.

Not good for a working dog like me.

But good for those working, on anything above $25000 a year, who puts all that income into the Bankwest Qantas account.

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