What's the best Frequent Flyer Credit Card for Qantas or Virgin?

What's the best Frequent Flyer Credit Card for Qantas or Virgin?

I don't have any status with Virgin or Qantas but would like to earn miles with my spending, will either card give me any bonus for shopping at Coles or Woolworths?

I am with Commonwealth bank.

Also I would prefer a debit card but a credit card will be fine.

For Qantas I would recommend going with one of the big four banks and taking out a Platinum card, they issue a VISA and AMEX card attached to the same account. The AMEX card will earn you most miles (unlimited) but in case it is not accepted at a merchant you can use the VISA card. Mileage will double when purchasing Qantas flights or even booking hotels or cars via the QF website. Cost are around 270aud per year for both cards, well worth it (depending on how much you spend). If you put all your purchases on it you can rack up a decent amount of points. Also, it comes with a good travel insurance including medical and theft. If you buy at least 30% of your total trip with the card (includes travel, hotel, oversea purchases whilst on holiday) you are insured for that holiday.

For Virgin I would go with a Virgin branded Platinum card. It is managed by Citi Bank and will cost you around 299aud a year but comes with 2 return "buy one, get one free"flights. Perfect if you travel with a companion and it will ëarn"you back your yearly fee. ALso includes travel insurance if I am not mistaking and earns double points on Virgin related purchses.

You won't get any points for a debt card.

The Qantas Woolworths Everyday card is a reasonably priced card.

A cheap alternative is the Qantas Discovery AMEX.. currently no annual fee and 1 point for every dollar spent. double points if you purchase a Qantas product.

I hear Virgin is also releasing a similar AMEX product.

If you were just using your card for day-to-day expenditure these might be the way to go.

The down side is less business take AMEX compared to Visa and Mastercard and some charge a surcharge.

all in all just a god way to earn a couple of extra points.

Hmm.... well I would recommend two cards depending on your priorities.

1) Jetstar Mastercard- This card, backed by Macquarie Bank is absolutely fantastic. You can choose your rewards to be in Qantas Frequent Flyer points and earns 1 point per $2. The real selling point on this card however is it's amazing 13.99% p.a interest rate! Amazing!

2) American Express Rewards Cards- These cards although have high interest rate and fees, earn rewards points at an amazing rate, with some offering 2 points per $1 spent.

It just depends on your priorities. I recommend you going on credid card finder (website), and searching through catagories. Hope it helps.

I think if you spend a lot of money, and are willing to pay the 200-300$ annual fee, and you just want to maximise your points, the best option is the NAB platinum credit card. I get 1.5 points per dollar spend (same as ANZ and WBC) on the amex, but I get 2 points per 3 dollars spent on the visa (compared to 1 point per 2 dollars on ANZ and WBC). I realise you can spend another 80$ or so and get the woolworths card that gives you 1 for 1 even for Mastercard, but I use amex for the bulk of my purchases so there is no reason to waste 80$... but that is the best earn rate for any visa/master.  

The best thing about it is that the nab platinum gives you 1 point extra for qantas purchases, so when you buy a 10k J ticket to US, you get 25k points before you even fly....... its crazy. But if anyone can find a card that gives better points I would love to know!

Also, I think its still the case, but not 100% sure.. I have a amex issued platinum edge or platinum reserve card that gives 3 points per dollar spent at supermarkets. whether this is worth it is up to u, but if u use ur card most on groceries this is a good option.

Just ordered a Bankwest Qantas Platinum.  Annual Fee $99.  Points are only 1-$1, but no Forex exchange fees.  This attracted me as the 3.3% forex fees add up!

If you want a Debit card, in the short term, ING is the best value - 5% off on Paywave transactions below $100.  Better value than points.

The David Jones card interests me for use at supermarkets... Given that 1 Membership Reward Point is equal to 1 Velocity point, shopping with the DJ card at coles/woolies/IGA/7-Eleven gives you 3 points on the dollar. This is a better rate than the Velocity branded AMEX Platinum card, which is 1.5pts/dollar.