Member since 27 Dec 2020
Total posts 30
Got this card recently to try for the 100,000 qantas points bonus, like I'm sure a lot of you know it has a lot more exclusions than most big bank cards with regards to qualifying spend for bonuses and points, my question is how would they determine if a spend is a 'transaction made in operating a business' (bolded below)? Can they assign all your card spending to business ops if you used a tax return notice of assessment for proof of income? I was a contractor when I applied for the card and so provided 2 years of notice of assessments, but almost as soon as the card was issued I went permanent full time at the same company so a bit scared if this is the case. Just keeping a very close eye on the spend to ensure I get the bonus. TIA all!
Eligible Transaction means any purchase excluding (but not
limited to) Cash Advances, Balance Transfers, Special Promotions,
BPAY payments, purchases of foreign currency and travellers
cheques, transactions made in operating a business, payments
to other Citi accounts, bank fees and charges such as interest
and ATM charges, transactions made using Qantas Points and government related transactions. Government related
transactions include transactions with government or semi-
government entities, or relating to services provided by or in
connection with government (for example but not limited to
transactions made at Australia Post, payments to the Australian
Taxation Office, council rates, motor registries, tolls, parking
stations and meters, fares on public transport, fines and court
Member since 04 Sep 2019
Total posts 9
One might assume they have a criteria or analytical way of determining or investigating this.
possibly large and equally timed purchases to the same wholesale provider may tip off the computer system to investigate further or exclude this spend.
I mean if you call them they wont tell you anyway what the criteria is. Its only 3k in 3 months so it should be a breeze to satisfy
Etihad - Etihad Guest
Member since 28 Feb 2019
Total posts 7
I would call them and discuss your circumstances and get them to advise. They shouldnt be secretive about these things and if they are they should be called out
Thanks so much for the info, I called them and while I couldn't get a definitive answer on what gets classified as business spend, they assured me the fact I used ATO notice of assessments as proof of income won't automatically classify transactions as business related, which is all I was worried about.
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Qantas Premier Platinum Card - Qualifying Spend
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