American Express - American Express Business Explorer Credit Card

It has an Annual Fee of $149. It also offers points at a rate of 1 point per $1 spent on government spend and 2 points per $1 spent on everything else.

This card has an annual fee of $149 and there is a $0 fee for additional cardholders capped at 99 cardholders.

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Up to 55 days interest-free on purchases.
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Annual Fee

$149 per year

Purchase Rate

23.99% p.a.

Interest Free Period

up to 55 days

Rewards Rate One

2 point(s) per AUD$1 On business expenses.
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Details

Card Type
American Express
Minimum Repayment
2.50% or $30
per statement, whichever is greater
Interest Free Period
up to 55
days
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Fees

Annual Fee
$149
per year
Late Payment Fee
$30
per statement
Cash Advance Fee
2% or $2.50
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 99
additional holders
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Rates

Purchase Rate
23.99% p.a.
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Overseas Spending

Foreign Currency Conversion Fee
3%
per transaction
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Eligibility

Minimum Age
18
years old
Temporary Residents
No
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Rewards

Program
Membership Rewards
Types
Gift cards, Flights, Accommodation, Car rental, Airline partner points.
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Reward Rates

Rewards Rate One
2 point(s) per AUD$1
On business expenses.
Rewards Rate Two
1 point(s) per AUD$1
On government spend
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Perks

Complimentary Travel Insurance
Yes
Airport Lounge Access
Yes
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Who is the product designed for?

Visit American Express to view Target Market Determination

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