ANZ - Rewards Black Credit Card
The ANZ Rewards Black credit card has uncapped rewards potential. There is a points earning rate of 2 points per dollar spent (up to $5,000 per statement period, after which it is 1 point per dollar spent). The points can be redeemed for gift cards, shopping vouchers, and more.
Up to 9 additonal cardholders are available at a fee of $65 each.
180,000 Reward Points when $3,000 is spent on eligible purchases.
Cash Advance Rate
21.99% p.a.
Balance Transfer
21.99% p.a.
Purchase Rate
20.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$15,000
Fees
Annual Fee
$375
per year
Late Payment Fee
$20
per statement
Cash Advance Fee
3% or $20
per transaction, whichever is greater
Additional Card Holder Fee
$65
per year
Additional Card Holder Cap
up to 9
additional holders
Rates
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Balance Transfer
Balance Transfer
21.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Overseas ATM Withdrawal Fee
$5
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Joint Application
No
Rewards
Program
ANZ Rewards
Types
Gift cards, ANZ cashback, Airline partner points
Bonus
180,000 bonus points
Cashback
$150
Reward Rates
Rewards Rate One
2 point(s) per AUD$1
On eligible purchases up to $5,000 per statement
Rewards Rate Two
1 point(s) per AUD$1
On eligible purchases
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
ANZ Rewards cards have been designed for individual customers who
- Require a credit card facility (being a line of credit) to make purchases or perform other transactions regularly
- Are unlikely to carry a substantial balance frequently from month to month
- Want or value the ability to earn ANZ Reward Points on eligible purchases with access to other applicable benefits
- Want a credit card facility with a credit limit of at least $6,000 or $15,000 having regard to card features and benefits
- Can satisfactorily demonstrate they are able to afford to repay the credit card facility
Visit ANZ to view Target Market Determination Effective From: 2023-12-04.
