Thanks landed in hong kong for the update. If you did not raise the case to AFCA as a result of Commbank's refusal to allow chargeback and it was for Commbank to pay compensation, had you already asked Commbank to pay compensation and they refused? Just curious as to what grounds you took the com...

I have just had ANZ Bank refuse Visa chargebacks against the revised "conditional credit" saying that they have not received any updates from Visa to change the position of not allowing chargebacks due to government restrictions. I advised the bank that the "conditional credit" offer cannot be ut...