Hi all, not in US yet so do not have an US bank account. How can one pay US credit card from overseas without a local bank account? Any experience please?
I live here in the US now so have had experience in paying US bills. You can't do it easily. US credit cards are reliant on the US ACH banking functionality to pull your payments from a linked checking or savings account. I would suggest calling the credit card company to see if there are any other options open to you.
If you have a credit card issued by a U.S. bank, you can take your statement with the pay stub to a branch and pay with cash as well
I live here in the US now so have had experience in paying US bills. You can't do it easily. US credit cards are reliant on the US ACH banking functionality to pull your payments from a linked checking or savings account. I would suggest calling the credit card company to see if there are any other options open to you.
If you have a credit card issued by a U.S. bank, you can take your statement with the pay stub to a branch and pay with cash as well
Thanks for your response. I have a us amex, now know that i can wire transfer to amex for bill pmt.
Plus 3% foreign exchange fee. Plus you are wide open to currency fluctuations AUD versus USD. A 10+% movement in a month is not uncommon. Aussie banks do have the odd branch in the States, would maje transfers easyuer but you run the risk if currency fluctuations. Reckon u should speak to your accountant and watch his face.
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How to pay US credit card bills?
lvtravel01
lvtravel01
Member since 01 Sep 2015
Total posts 9
Hi all, not in US yet so do not have an US bank account. How can one pay US credit card from overseas without a local bank account? Any experience please?
nmalon
nmalon
Qantas - Qantas Frequent Flyer
Member since 11 Jan 2013
Total posts 182
I live here in the US now so have had experience in paying US bills. You can't do it easily. US credit cards are reliant on the US ACH banking functionality to pull your payments from a linked checking or savings account. I would suggest calling the credit card company to see if there are any other options open to you.
lvtravel01
lvtravel01
Member since 01 Sep 2015
Total posts 9
Thanks for your response. I have a us amex, now know that i can wire transfer to amex for bill pmt.
Dunc
Dunc
Member since 30 Sep 2011
Total posts 25
Plus 3% foreign exchange fee. Plus you are wide open to currency fluctuations AUD versus USD. A 10+% movement in a month is not uncommon. Aussie banks do have the odd branch in the States, would maje transfers easyuer but you run the risk if currency fluctuations. Reckon u should speak to your accountant and watch his face.