Best Singapore Airlines KrisFlyer credit card sign-up offers

Send your Singapore Airlines miles soaring with these top credit card deals, beginning at a huge 150,000 KrisFlyer miles.

By Chris Chamberlin, July 5 2021
Best Singapore Airlines KrisFlyer credit card sign-up offers
Disclaimer

Executive Traveller may receive a commission when you apply for these credit cards via our links.

The information provided on this page is purely factual and general in nature. You should seek independent advice and consider your own personal circumstances before applying for any financial product.

Of the many international frequent flyer programs available to Australian travellers, Singapore Airlines' KrisFlyer scheme is one of the most popular, particularly when it comes to credit card spend.

Not only can KrisFlyer miles be transformed into business class and first class flights with Singapore Airlines once international travel returns, they can be used to book domestic flights with Virgin Australia as well.

Add to that, trans-Tasman journeys aboard Air New Zealand – flying quarantine-free when the bubble opens back up – as well as broader flights across the Star Alliance network.

With as many as 150,000 bonus KrisFlyer miles to be earned from a single card application, here are this month's top KrisFlyer credit card offers from American Express, ANZ, Bank of Melbourne, BankSA, Citi, St.George, Suncorp and Westpac.  

10 best Singapore Airlines KrisFlyer credit card sign-up offers

1. AMEX Platinum Charge Card

Sign-up Bonus: Take home 300,000 bonus Membership Rewards points when you apply by August 31 2021, are approved and spend $6,000 on your new card within the first three months.

That's worth 150,000 bonus KrisFlyer miles, after converting your Membership Rewards points to KrisFlyer at a 2:1 rate.

Rewards: Most purchases accrue 2.25 Membership Rewards points per dollar spent (1.125 KrisFlyer miles, after conversion), except for government payments which earn at the reduced rate of one Membership Rewards point per dollar spent (0.5 KrisFlyer miles).

Annual Fee: $1,450, although the points you can earn are uncapped, and there's no extra fee to add up to four additional cardholders.

2. St.George Amplify Signature Visa with Amplify Points

Sign-up Bonus: Apply online for the Amplify Signature with Amplify Points card by November 30 2021 and spend $12,000 on eligible purchases each year for the first two years, to unlock up to 200,000 bonus Amplify Points: awarded as 100,000 points in year one, and 100,000 points in year two.

With Amplify Points converting to KrisFlyer at a 2:1 rate, that's a reward of up to 100,000 bonus KrisFlyer miles.

Rewards: Earn the equivalent of 0.75 KrisFlyer miles per $1 spent on eligible purchases, uncapped – boosted to 0.825 KrisFlyer miles per dollar spent via St.George's 'birthday bonus', being a 10% bonus counted on all the points earned via the card over the past year (or part-year, for new customers), except on the already generous sign-up bonus.

Bank disclaimer: Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account.

Annual Fee: $279, with no additional cardholder fee.

This same bonus points offers are also available on the near-identical Bank of Melbourne Amplify Signature with Amplify Points and the BankSA Amplify Signature Visa with Amplify Points credit cards when applying online.

3. Citi Prestige Mastercard

Sign-up Bonus: You could unlock 200,000 bonus Citibank Rewards points when you apply by January 31 2022 and spend $7,500 on the Citi Prestige Mastercard within 60 days of approval. When converted to KrisFlyer at a 2.5:1 rate, that's equal to 80,000 bonus KrisFlyer miles.

When applying for this card, you also have the option of requesting a Linked Diners Club Card: however, spending on the Diners Club card doesn't count towards that $7,500 tally to earn your bonus points: for this, only Mastercard spends are counted.

Rewards: When using the Mastercard overseas, and in Australia with major airlines, chain hotels and restaurants, you can earn 3 Citi Points (1.2 KrisFlyer miles) per $1 spent. At major Australian supermarkets, petrol stations and national retailers, you'll get 2 Citi Points (0.8 KrisFlyer miles) per dollar spent, and on all other eligible purchases in Australia, the earn rate is 1 Citi Point (0.4 KrisFlyer miles) per dollar spent.

When using the optional Linked Diners Club Card, you'll earn a flat 2 Citi Points (0.8 KrisFlyer miles) per dollar spent, both in Australia and overseas – so be sure to use the Mastercard when dining, staying in hotels and booking flights to earn the most points. All government-related spend earns no points on either card, however.

Annual Fee: $700. The fee remains the same whether or not you opt for the Linked Diners Club Card, and whether or not you have additional cardholders.

4. ANZ Rewards Black

Sign-up Bonus: Receive 180,000 bonus ANZ Reward Points when you apply and spend $2,000 on eligible purchases in the first three months from approval. Converted to KrisFlyer at a 3:1 rate, that's 60,000 bonus KrisFlyer miles.

Rewards: Earn 2 ANZ Reward Points (0.66 KrisFlyer miles) per $1 spent on eligible purchases up to and including $5,000 per statement period, and 1 ANZ Reward Point (0.33 KrisFlyer miles) per $1 spent above $5,000 per statement period.

Annual Fee: Waived in the first year, then $375. A $65 fee payable per additional cardholder per year.

5. Citi Rewards Mastercard

Sign-up Bonus: Apply by August 31 2021 and spend $3,000 on eligible purchases using your Mastercard within 90 days of approval to unlock 100,000 bonus Citi reward Points.

You can also earn a further 75,000 bonus Citi reward Points within 12 weeks of your account being open for 12 months. That's up to 175,000 bonus Citi reward Points, worth 58,333 KrisFlyer miles when converted from Citi Rewards at a 3:1 rate.

Rewards: With points provided via the Citi Rewards program, on eligible Mastercard purchases, earn 1 Citi Point (0.33 KrisFlyer miles) per $1 spent overseas (uncapped), as well as on eligible domestic spends up to $10,000 per statement period.

An optional Linked Diners Club Card as can be added to the account also provides a flat 2 Citi Points (0.66 KrisFlyer miles) per dollar spent on eligible purchases at home and abroad. Neither card provides points on government and government-related charges.

Annual Fee: $49 in the first year and $149 in subsequent years, with no added fee for the optional Linked Diners Club Card.

6. Westpac Altitude Black Mastercard

Sign-up Bonus: Eligible new customers can earn 150,000 bonus Altitude Points via Westpac's Altitude Black Mastercard when applying by November 30 2021, selecting Altitude Rewards as the card's loyalty option and spending $4,000 on eligible purchases within 90 days of card approval.

With Altitude Points converting into KrisFlyer miles at a 3:1 rate, that gives you a bounty worth 50,000 bonus KrisFlyer miles.

Rewards: Earn 6 Altitude Points (2 KrisFlyer miles) per $1 spent on the first $10,000 per calendar month on flights purchased in Australia directly with Singapore Airlines, Virgin Australia, Emirates, Qantas and Jetstar, then 1.25 Altitude Points (0.416 KrisFlyer miles) per $1 spent thereafter on these purchases.

You'll also earn 1.25 Altitude Points (0.416 KrisFlyer miles) per $1 spent on most other eligible purchases, uncapped, except at Spotify, David Jones, Myer, The Iconic, Airbnb, Uber and Uber Eats, at which you'll earn a higher 2 Altitude Points (0.66 KrisFlyer miles) per $1 spent, also uncapped.

Annual Fee: A $250 annual card fee applies, although there's no extra charge for an additional cardholder. You can apply here.

7. Westpac Altitude Platinum Mastercard

Sign-up Bonus: Apply by November 30 2021, select Altitude Rewards as your loyalty option and spend $3,000 on eligible purchases within 90 days of card approval to earn 130,000 bonus Altitude Points.

As with the higher-tier Westpac Altitude Black Mastercard, Altitude Points convert into KrisFlyer miles at a 3:1 rate, which makes your sign-up bonus on-par with approximately 46,333 KrisFlyer miles.

Rewards: Earn 3 Altitude Points (1 KrisFlyer mile) per $1 spent on the first $10,000 per calendar month on flights purchased in Australia directly with Qantas, Jetstar and Virgin Australia (but not Emirates and Singapore Airlines, as with Altitude Black), then 1 Altitude Point (0.33 KrisFlyer miles) per $1 spent thereafter on these purchases.

You'll also earn 1 Altitude Point (0.33 KrisFlyer miles) per $1 spent on most other eligible purchases, uncapped, except at Spotify, Airbnb, Uber and Uber Eats, at which you'll earn a higher 2 Altitude Points (0.66 KrisFlyer miles) per $1 spent, also uncapped.

Annual Fee: A reduced annual card fee of $49 applies in the first year, reverting to $150 thereafter, and with no charge for one additional cardholder in the first or subsequent years. You can apply here.

8. St.George Amplify Platinum Visa with Amplify Points

Sign-up Bonus: Apply online for the St.George Amplify Platinum with Amplify Points card by November 30 2021 and you could earn 80,000 bonus Amplify Points when you spend $3,000 on eligible purchases purchases in the first 90 days from card approval.

When converted from the Amplify Rewards program to KrisFlyer at a 2:1 rate, that bounty is worth 40,000 bonus KrisFlyer miles.

Rewards: You'll earn one Amplify Point per $1 spent on everyday purchases, equal to 0.5 KrisFlyer miles per dollar spent after conversion. Points earning is uncapped.

Annual Fee: $99. There's no additional cardholder fee, or separate rewards fee to participate in the Amplify Rewards program, through which you can convert points to Singapore Airlines KrisFlyer.

Similar offers for bonus points can also be found on the near-identical Bank of Melbourne Amplify Platinum with Amplify Points and the BankSA Amplify Platinum with Amplify Points credit cards when applying online.

9. ANZ Rewards Platinum

Sign-up Bonus: Pocket 120,000 bonus ANZ Reward Points when you apply and spend $1,500 on eligible purchases in the first three months from approval. Following the same 3:1 conversion rate to KrisFlyer as ANZ Rewards Black, that's worth 40,000 KrisFlyer miles.

Rewards: Collect 1.5 ANZ Reward Points (0.5 KrisFlyer miles) per $1 spent on eligible purchases up to and including $2,000 per statement period, and 0.5 ANZ Reward Points (0.16 KrisFlyer miles) per $1 spent above $2,000 per statement period.

Annual Fee: Waived in the first year, then $95. There's also a $65/year fee charged per additional cardholder.

10. Suncorp Clear Options Platinum Visa

Sign-up Bonus: Get your hands on 100,000 bonus Suncorp Rewards points when you apply before October 4 2021 and spend $3,000 on eligible transactions within 90 days from approval. Suncorp Rewards points can be converted into KrisFlyer miles at a 2.5:1 rate, giving you a bounty worth 40,000 KrisFlyer miles.

Rewards: Collect 1.25 Suncorp Rewards points per $1 spent on eligible transactions – equal to 0.5 KrisFlyer miles per $1 spent after conversion.

Annual Fee: Discounted to $64 in the first year, $129 thereafter.

Ranking Order & Updates

Ranking Criteria

This page provides a list of the most rewarding credit card sign-up offers in Australia for those seeking to earn KrisFlyer miles with Singapore Airlines, as available at the time of publishing.

Generally, cardholders would first earn loyalty points (including bonus points) in the credit card issuer's own loyalty program, which can later be converted into KrisFlyer miles at a rate set by that program (such as 2 AMEX Membership Rewards points = 1 KrisFlyer mile).

This list includes personal credit cards and general, public sign-up offers, but does not include corporate or business credit cards, or deals that are targeted, restricted or private, with the exception of any offers targeted to Executive Traveller readers, which may give applicants more points, or have reduced fees and charges, compared with a bank's standard public offering.

Credit cards listed above as part of this 'top 10' appear in descending order based on the total number of KrisFlyer miles offered via the card's sign-up bonus, based on the value of the credit card points being tabled, and their worth in KrisFlyer miles after conversion.

Where more than one card offers the same number of bonus points, other factors such as annual fees, minimum spend requirements, points earning rates for ongoing purchases and sign-up incentives such as statement credits are considered in determining rank.

Ranking Updates

These rankings were last updated on August 2 2021, with a number of changes since July.

Topping the pile, the AMEX Platinum Charge Card now has an 'apply by' date for its generous offer, with the Citi Rewards Mastercard also jumping into fifth place, with a solid offer worth up to 175,000 bonus Citi reward Points.

However, the Citi Premier Mastercard has been scratched from this list, as in August, the bank's website continued to promote an expired offer from July.

The AMEX Explorer Credit Card is also gone from this month's rankings following the conclusion of a stronger points offer – with its standard 'business as usual' deal not hefty enough to place inside the top 10.

Courtesy of these changes, the Suncorp Clear Options Platinum Visa slides in at rank #10, with an offer worth 40,000 bonus KrisFlyer miles – and unlike a similar (unranked) offer from NAB, Suncorp gives all the bonus points away in a single helping.

What are Singapore Airlines KrisFlyer credit cards and how do they work?

While Singapore Airlines no longer has any 'co-brand' credit cards in Australia, the airline maintains partnerships with a number of Australian banks and credit card issuers, which allow customers of those companies to earn KrisFlyer miles via the credit card or charge card.

This usually requires the cardholder to first earn points in their credit card or charge card's own loyalty program (such as ANZ Rewards, NAB Rewards, Westpac Altitude Rewards, AMEX Membership Rewards, and others), and to later convert those points into KrisFlyer miles.

Each rewards program sets its own conversion rates, so do be mindful that the conversion rate used by one bank can differ from another.

For instance, a bank offering 120,000 bonus points in its own rewards program with a 3:1 conversion rate to KrisFlyer is offering a bonus equal to 40,000 KrisFlyer miles.

That can sometimes lead to confusion, because a bank offering 100,000 bonus points in its own program but which instead uses a 2:1 conversion rate would instead be offering 50,000 KrisFlyer miles: a more generous offer for KrisFlyer members, despite the 'headline' number being lower.

Singapore Airlines KrisFlyer credit card FAQs

Can you combine frequent flyer miles and points?

In Singapore Airlines' KrisFlyer program, members cannot transfer miles between KrisFlyer accounts. However, under normal circumstances, points can be converted between Velocity and KrisFlyer at a 1.55:1 rate, which applies in both directions.

This could allow you to combine all the frequent flyer points you've earned across both programs into the one account, to make a reward booking. However, at the time of publishing, these transfers are currently paused.

Can I earn miles or points if I buy a ticket for someone else?

Yes, but only when paying using an eligible credit card. Purchasing a flight is just like any other transaction, where a credit card may provide a certain number of points per dollar spent.

These are separate to any miles or frequent flyer points the traveller may earn from the flight itself, depending on the airline, fare type and frequent flyer program.

Can I use KrisFlyer miles to buy a ticket for someone else?

Yes. KrisFlyer allows you to choose up to five 'redemption nominees' – these being people for which you can book flights using your KrisFlyer miles.

While there are no fees to set-up these nominees, if you wish to change them at a later date (so that you book flights for somebody not on that list), fees may apply.

10 best Singapore Airlines KrisFlyer credit card sign-up offers

Credit card

Bonus KrisFlyer miles

KrisFlyer miles per $1 spent *

Annual fee

Other benefits

AMEX Platinum Charge Card

150,000

1.125

$1,450

Unlimited lounge access, hotel status boosts

St.George Amplify Signature with Amplify Points

Up to 100,000

0.825 (incl. B'day Bonus)

$279

Priority Pass account with two yearly lounge visits

Citi Prestige Mastercard

80,000

0.4

$700

Enjoy extra travel privileges for Prestige members

ANZ Rewards Black

60,000

0.66
(0.33 above $5k/mo)

$0 (yr1), $375 (yr2-)

Earn extra points via ANZ Bonus Points Mall

Citi Rewards Mastercard

58,333

0.33 (up to $10k/mo)

$49 (yr1), $149 (yr2-)

Add a Linked Diners Club Card to double your rewards

Westpac Altitude Black Mastercard

50,000

0.416

$250

Earn bonus points on Singapore Airlines flight bookings

Westpac Altitude Platinum Mastercard

43,333

0.33

$49 (yr1), $150 (yr2-)

Earn bonus points with Uber, Spotify and more

St.George Amplify Platinum with Amplify Points

40,000

0.5

$99

Priority Pass account with two yearly lounge visits

ANZ Rewards Platinum

40,000

0.5
(0.16 above $2k/mo)

$0 (yr1), $95 (yr2-)

Earn extra points via ANZ Bonus Points Mall

Suncorp Clear Options Platinum Visa

40,000

0.5

$64 (yr1), $129 (yr2-)

Convert points to KrisFlyer, Flybuys, Velocity or Skywards

* KrisFlyer miles earned per $1 spent is based on everyday eligible purchases on transactions within Australia. This figure considers the card's earning rate on spend and its conversion rate to KrisFlyer, to display the equivalent number of KrisFlyer miles earned per $1 spent. Some spending categories may also earn more, fewer or no points on each card than the standard earn rate indicated above, such as government transactions, overseas purchases, etc.

Disclaimer

Executive Traveller may receive a commission when you apply for these credit cards via our links.

The information provided on this page is purely factual and general in nature. You should seek independent advice and consider your own personal circumstances before applying for any financial product.

Chris Chamberlin

Chris Chamberlin is the Associate Editor of Executive Traveller, and lives by the motto that a journey of a thousand miles begins not just with a single step, but also a strong latte, a theatre ticket, and later in the day, a good gin and tonic.