Visa/MasterCard and AMEX charge card recommendations

1 reply

markpk

Qantas - Qantas Frequent Flyer

Member since 29 Nov 2013

Total posts 436

Hi AusBT community,

I've been researching the topics here as I'm (a) ditching my CBA Diamond MC, and (b) considering downgrading my AMEX Platinum charge card. Primary reasons are the RBA changes making the CBA card uncompetitive and I expect reduced business travel over the next 1-2 years so can't justify the AMEX fee to the CFO.

My assessment criteria includes:
  • 95% of my flights are with Qantas, so a high QFF earn is desirable
  • I don't need lounge passes as I'm QF platinum and fall back to LTG in the event I miss the status points target. And I have Priority Pass till 2019
  • I have no real bank loyalty
  • Paying an o/s transaction fee doesn't bother me
  • Will pay an annual fee if the card includes sufficient perks (such as comprehensive travel insurance, travel voucher etc)
  • I'm looking for a credit card and a charge card

Has anyone taken up any of the offers that Chris C publishes regularly? Any recommendations?

FWIW - I am reading a lot of content on here so I'm not trying to be lazy!

MRYJDrake

Air New Zealand - Airpoints

Member since 31 Oct 2016

Total posts 204

Hi AusBT community,
I've been researching the topics here as I'm (a) ditching my CBA Diamond MC, and (b) considering downgrading my AMEX Platinum charge card. Primary reasons are the RBA changes making the CBA card uncompetitive and I expect reduced business travel over the next 1-2 years so can't justify the AMEX fee to the CFO.

My assessment criteria includes:
  • 95% of my flights are with Qantas, so a high QFF earn is desirable
  • I don't need lounge passes as I'm QF platinum and fall back to LTG in the event I miss the status points target. And I have Priority Pass till 2019
  • I have no real bank loyalty
  • Paying an o/s transaction fee doesn't bother me
  • Will pay an annual fee if the card includes sufficient perks (such as comprehensive travel insurance, travel voucher etc)
  • I'm looking for a credit card and a charge card

Has anyone taken up any of the offers that Chris C publishes regularly? Any recommendations?

FWIW - I am reading a lot of content on here so I'm not trying to be lazy!

I'd wait for Chris's monthly publication.. I've heard rumours of a mindboggling spreadsheet that after ten years of working in the Credit Card space, would still blow my mind.




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