November's top Virgin Australia credit card sign-up deals

By Chris Chamberlin, November 11 2016
November's top Virgin Australia credit card sign-up deals

With summer just around the corner, November's top Virgin Australia Velocity credit card sign-up deals are heating up, with over 300,000 Velocity points on the table across the top five cards, and as many as 100,000 points to be had from a single card application.

Here's what's sizzling this month, including how many bonus points you can earn, what you'll pay in credit card annual fees and how many points you'll pocket as you continue to spend on your new card.

1. American Express Platinum Charge Card

American Express' top-of-the line Platinum Charge Card continues its reign in first place with an offer of 100,000 bonus Membership Rewards Ascent Premium points for eligible new AMEX customers, equal to 100,000 Velocity points when converted on a 1:1 basis.

Those points are unlocked after spending $1,500 on the card within the first three months, atop the card's annual fee of $1,200.

You'll also earn three points per dollar spent at most Australian restaurants; two points per dollar at most travel-related companies and on all overseas spend; 0.5 point per dollar with utilities, most insurers and on government spend; and one point per dollar everywhere else.

2. American Express Explorer credit card

For a less-pricey annual fee, take a look at the American Express Explorer credit card, instead with a bonus of 100,000 Membership Rewards Gateway points, on-par with 75,000 Velocity points when converted on a 4:3 basis.

Just spend at least $1,500 on the card within the first two months, in addition to the annual fee, and those points are yours. You'll also scoop up a $400 travel credit each year to spend on flights and hotels, which more than offsets the $395 annual charge.

What's more, you'll earn the equivalent of 1.5 Velocity points per dollar spent – including on insurance and utility charges which earn fewer points on some AMEX cards – except on government charges (such as with Australia Post and the ATO) where you'll earn 0.375 Velocity points per dollar.

3. American Express Velocity Platinum Card

American Express takes out Gold, Silver and Bronze this month, with its direct-earn Velocity Platinum Card delivering 50,000 Velocity points to eligible new cardholders, plus a free domestic return flight each year against a reasonable $349 annual fee.

As with Explorer, those points come your way after charging at least $1,500 worth of purchases to the card, but you'll have three months to spend that amount, instead of two.

The card also churns out three Velocity points per dollar at most Aussie restaurants and on Virgin Australia flight bookings; two points per dollar on other travel and overseas spend; 0.5 points per dollar with the usual line-up of utilities, governments and insurers, and one point per dollar everywhere else.

4. Westpac Altitude Black American Express, MasterCard

Westpac also tempts this month with an offer of 100,000 Altitude points with a new Altitude Black American Express + MasterCard credit card combo, equal to 50,000 Velocity points when converted on a 2:1 basis.

Don't get this confused with Westpac's standard offer of 50,000 Altitude points – a quick Google search will find the almost-hidden 100,000-point deal on the Westpac website, for which you'll pay an annual fee of $395 and must spend at least $5,000 within 90 days of card approval to earn your bonus.

As you continue to spend, you'll also earn the equivalent of 1.5 Velocity points per dollar via the Altitude Black AMEX, plus 1.5 Velocity points per dollar when using the Altitude Black MasterCard abroad and a lower 0.625 Velocity points per dollar when paying by MasterCard in Australia.

5. ANZ Rewards Black & Citi Rewards Visa Signature credit card

Fifth place this month sees a tie between the ANZ Rewards Black American Express + Visa combo and the Citi Rewards Visa Signature card: both offering the equivalent of 37,500 Velocity points.

Here's the deal with each bank:

ANZ Rewards Black cardholders will also earn the equivalent of 1.5 Velocity points per dollar when using the Rewards Black AMEX and 0.625 Velocity points per dollar via the companion Visa.

Citibank instead awards the equivalent of 0.75 Velocity points per dollar on spends of up to $20,000 per month in Australia (no points thereafter), with no earning cap on foreign spend at the same rate.

Also read: The five best credit cards for earning Velocity points

Connect with other business travellers in our Virgin Australia discussion group

Chris Chamberlin

Chris Chamberlin is the Associate Editor of Executive Traveller, and lives by the motto that a journey of a thousand miles begins not just with a single step, but also a strong latte, a theatre ticket, and later in the day, a good gin and tonic.

Virgin Velocity

07 Oct 2015

Total posts 4

Who is crazy enough to spend $395 on a credit card annual fee. That's worth about 40K FF points in itself. It's hardly worth it for the other 10K or fewer points on offer.

Hi Charles, most people look at a credit card's entire package of features including travel insurance, hotel status, concierge assistance and airport lounge access, along with any bonus points earned in the first year and the card's potential to earn you points on money you're already spending, when deciding whether an annual fee is justified.

While we focus on all of those aspects in individual credit card reviews, these 'top deals' articles are merely a summary of the highest sign-on offers currently available in the market: but these, of course, aren't the only feature of the cards above.

Virgin Australia - Velocity Rewards

21 Feb 2012

Total posts 29

As usual a very detailed guide, thanks Chris.     However, since I would imagine most ABT members already have an Amex card of some nature, we are excluded from receiving any bonus points on the headline deals.

Only if you have a card directly issued by American Express Australia, of course. If you have an AMEX from ANZ, CBA, NAB or Westpac, you'd still be eligible for the bonus offers on the AMEX Australia cards (the first three).

Qantas - Qantas Frequent Flyer

06 Nov 2014

Total posts 349

Hi Chris:

 
Do you allow people to post their AMEX referral link here for people to use? 

Hi Michael, under our comment policy these aren't allowed:


"Comments which are ... for personal or financial gain will (as you'd expect) be deleted. User accounts responsible for posting such comments may also be deleted. Note that this includes the posting of any promotion codes or referral links which provide a benefit to the referrer."


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