ANZ customers can now use their compatible iPhone or Apple Watch to make contactless payments from their debit or credit card account through the Apple Pay platform thanks to a new deal struck between the Aussie bank and the technology giant.
Cardholders simply pair their ANZ card with their Apple gadget, hold it near an EFTPOS terminal’s contactless reader and place their finger on the iPhone’s fingerprint scanner – or enter their device’s lock code – to make a payment.
The move makes ANZ the first of the ‘Big Four Banks’ to support Apple Pay following the technology’s November 2015 debut in Australia for cards issued directly by American Express.
ANZ customers can now link their Visa debit, Visa credit and American Express cards to Apple Pay, including cards such as the ANZ Qantas Frequent Black AMEX + Visa, the ANZ Rewards Black AMEX + Visa and even the entry-level ANZ Qantas Frequent Flyer AMEX + Visa.
You’ll also need an iPhone 6, 6 Plus, 6s, 6s Plus or SE running iOS 9 or later to use Apple Pay, or an Apple Watch paired to the same. MasterCards issued by ANZ, along with ANZ Access and ANZ Corporate cards cannot be used via Apple Pay.
Apple Pay is accepted in-store wherever contactless card payments are welcome, including at retailers like Woolworths, Coles, Officeworks, Myer, David Jones, McDonald’s, Starbucks and Event Cinemas.
However, some older EFTPOS terminals don’t support American Express contactless payments – such as those at BP service stations, even though BP does accept American Express – which is where you’ll either need to insert your ‘real’ ANZ AMEX card or use the Visa via Apple Pay instead.
Contactless card payments have taken Australia by storm thanks to the convenience and speed they bring to checkout process, now accounting for more than 60% of all card transactions in Australia, according to ANZ.
ANZ customers using their credit cards via Apple Pay will continue to earn Qantas Frequent Flyer or ANZ Rewards points at the usual rates.
Follow Australian Business Traveller on Twitter: we're @AusBT