International Transaction fees/charges (ITFs)

4 replies

millie1500

Member since 08 Sep 2019

Total posts 1

Hi, I am a new comer to ET. Would like to know if any member had to pay ITFs by using the CBA Platinum Mastercard credit card to pay for airfares on United. This is worked out at 3% on the Australian value of fares paid in Australian dollars. I will be paying AUDs on the UA website after changing the country to Australia.

Your assistance will be appreciated.

Chris Chamberlin

Member since 24 Apr 2012

Total posts 1,056

Moved to the credit card discussion area, as the question is primarily about a credit card.

mh0102

Etihad - Etihad Guest

Member since 19 Jun 2019

Total posts 1

Whilst I've not used it on United, you probably will get charged the ITF as they are an overseas merchant. I've experienced it a few times with online shopping when paying in AUD.

https://www.commbank.com.au/support.credit-cards.what-is-an-international-transaction-fee.html

Dan22

Qantas - Qantas Frequent Flyer

Member since 07 Aug 2013

Total posts 53

No you shouldn't pay any intl transaction fees on flights originating in Australia and where it's quoted in Aud through the Australian website.

Rammus

Member since 26 Sep 2018

Total posts 3

Originally Posted by mh0102

Whilst I've not used it on United, you probably will get charged the ITF as they are an overseas merchant. I've experienced it a few times with online shopping when paying in AUD.

https://www.commbank.com.au/support.credit-cards.what-is-an-international-transaction-fee.html

I'm not sure about other banks nowadays but CBA are probably the worst of the worst when it comes to ITF. read especially:

Even though a merchant has a website address ending in ‘.com.au' and displays prices in Australian dollars, they may still be located overseas or otherwise choose to process their credit card payments outside of Australia. It's best to check with the merchant before you pay if you are unsure.

Add to this even if you do pay in AUD, and cop the DCC, it invoices and reads on bill in AUD with no conversion they still charge the 3% meaning you get stung twice.

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