Earning extra credit card points at the ANZ Rewards Bonus Points Mall

By Chris Chamberlin, October 11 2018
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You should seek independent advice and consider your own personal circumstances before applying for any financial product.

ANZ Rewards credit card customers can score up to 10 bonus ANZ reward points per dollar spent on everything from flight and hotel bookings through to online shopping for fashion, homewares, technology, liquor and more, simply by starting their shopping journey through the ANZ Rewards Bonus Points Mall.

Whether it's jewellery from Tiffany & Co., a business class ticket with Etihad or Qatar Airways; a hotel booking through Agoda, Booking.com, Hotels.com or Wotif; some new kit from Apple, Dell, HP, Microsoft or Samsung or even food to your door via Menulog, there are plenty of ways to clean up on bonus points.

Similar to the Qantas Points Online Mall and Virgin Australia’s Velocity eStore, shoppers earn their bonus points by visiting the ANZ Rewards website, clicking through to a participating retailer and completing their purchase in that same session.

But rather than earning frequent flyer points direct to your airline account, these are awarded as bonus ANZ Rewards credit card points, which you can later manually convert into points with Virgin Australia, Cathay Pacific, Singapore Airlines and Air New Zealand.

That means you’ll need an ANZ Rewards credit card to participate, such as the ANZ Rewards Black, ANZ Rewards Platinum, ANZ Rewards Travel Adventures or ANZ Rewards Classic cards, with points from the Bonus Points Mall awarded in addition to what you’d ordinarily earn by spending on your card.

For example, spending on the ANZ Rewards Black Card normally provides 2 ANZ reward points per $1 spent up to $5,000/month, or 1 ANZ reward point per $1 spent thereafter. Use that Black card to shop via the ANZ Rewards Bonus Points Mall and you can earn both the card's base rate of points, and the points offered by the Bonus Points Mall, to double dip.

Shop with a business offering 10 bonus reward points per $1 spent, for example, and you could ultimately be earning up to 12 ANZ reward points per dollar charged to your ANZ Rewards Black card: that's up to six Virgin Australia Velocity points per dollar spent when points are converted at a 2:1 rate!

ANZ credit cards attached to the Qantas Frequent Flyer program aren’t eligible to earn these ANZ bonus points, as these cards aren't attached to the ANZ Rewards scheme through which these extra points are offered: instead, delivering Qantas Points into your Qantas Frequent Flyer account every month.

ANZ Rewards Bonus Points Mall: how many points can you earn?

The number of bonus ANZ Rewards points awarded per dollar spent varies between retailers, as follows:

10 ANZ Rewards points (equal to 5 Velocity points, 3.33 Asia Miles/KrisFlyer miles, $0.05 Airpoints):

  • Adidas, AdoreBeauty, Agoda, ASOS, Aveda, Bed Bath N' Table, Bonds, Booktopia, Cellarmasters, Charles Tyrwhitt Shirts, Cotton On, Curvy, David Jones, Debenhams, Dymocks, Estee Lauder, Fossil, Glasshouse Fragrances, HP, The Iconic, Interflora, iTunes, Kathmandu, Marcs, Marks & Spencer, New Balance, Priceline Pharmacy, Rebel, Seafolly, Sheridan, StrawberryNET, StyleBop, Surfstitch, Tiffany & Co., Uniqlo and Zanui

8 ANZ Rewards points (equal to 4 Velocity points, 2.66 Asia Miles/KrisFlyer miles, $0.04 Airpoints):

  • Bloomingdales Australia, The Body Shop, Booking.com, Country Road, Forever New, French Connection, Lacoste, Macy's, My Pet Warehouse, The North Face, Speedo and Wotif

7 ANZ Rewards points (equal to 3.5 Velocity points, 2.33 Asia Miles/KrisFlyer miles, $0.035 Airpoints):

  • Dell, Freedom, Hardtofind, Hotels.com, Lorna Jane, Oroton, Peter Alexander, Pottery Barn, Pottery Barn Kids, SABA, Seed, Smiggle, Sportscraft AU, Temple & Webster, West Elm and Williams Sonoma

6 ANZ Rewards points (equal to 3 Velocity points, 2 Asia Miles/KrisFlyer miles, $0.03 Airpoints):

  • General Pants Co, Samsung and Shopbop

4 ANZ Rewards points (equal to 2 Velocity points, 1.33 Asia Miles/KrisFlyer miles, $0.02 Airpoints):

  • Appliances Online, Chemist Warehouse, Kogan.com, L'Occitane, Wiggle

3 ANZ Rewards points (equal to 1.5 Velocity points, 1 Asia Miles/KrisFlyer miles, $0.015 Airpoints):

  • Apple.com, Dan Murphy's, eBay, Etihad Airways, Menulog, Microsoft, Qatar Airways

Remember, these bonus points are on top of any ANZ Rewards points you’d normally earn via your credit card.

Bonus points figures correct as at October 2018. Check the ANZ website before shopping for the latest partners and earn rates.

ANZ Rewards Bonus Points Mall: maximising your points

To earn bonus points, you’ll need to remember to click through the ANZ Rewards Bonus Points Mall website each and every time you shop or make an online booking – forget that critical step and you’ll earn no bonus points on that transaction: only the standard number of points your ANZ Rewards credit card would earn just like on any other eligible purchase.

Also know that many of the retailers participating in the ANZ Rewards Bonus Points Mall are also partnered with the Qantas Points Online Mall and/or the Velocity eStore, and the number of points (or value of the points) you can earn per dollar spent may differ between them.

For example, shop with Apple iTunes via the Velocity eStore and you’d collect two bonus Velocity points per dollar, while making the same transaction via the Qantas Points Online Mall attracts a higher three Qantas Points per dollar.

Shop instead via the ANZ Rewards Bonus Points Mall and you’d scoop up 10 ANZ Rewards points per dollar spent: equal to five Virgin Australia Velocity points, or 3.33 Cathay Pacific Asia Miles or Singapore Airlines KrisFlyer miles, trumping both airline stores.

The opposite can also be true, such as with Microsoft. Shop via the ANZ Rewards Bonus Points Mall and you’d earn three bonus ANZ reward points per dollar spent (equal to 1.5 Velocity points or one Asia Mile/KrisFlyer mile), while shopping via both the Qantas Points Online Mall and the Velocity eStore attracts a higher two frequent flyer points per dollar spent.

To maximise your points, it's good practice to check how many points you could earn via each of the online malls at your disposal before making a purchase – choosing the mall that delivers the highest number of frequent flyer points per dollar spent will make each shop as rewarding as it can be.

ANZ Rewards Bonus Points Mall: don’t have an ANZ Rewards credit card?

If your wallet don’t yet feature an ANZ Rewards credit card, take a look at the following deals to get started:

  • ANZ Rewards Black Card: Earn 2 ANZ reward points per $1 spent on eligible purchases up to $5,000/month (1/$1 thereafter), with an offer of 150,000 bonus ANZ reward points on your new ANZ Rewards Black card when you apply and spend $4,000 on eligible purchases in the first three months. A $375 annual fee applies.
  • ANZ Rewards Platinum Card: Fetch 1.5 ANZ reward points per $1 spent on eligible purchases up to $2,000/month (0.5/$1 thereafter), plus 100,000 bonus ANZ reward points with your new ANZ Rewards Platinum card when you apply and spend $2,500 on eligible purchases in the first three months, and pay an affordable $95 annual fee.
  • ANZ Rewards Travel Adventures Card: Enjoy a complimentary return economy domestic flight operated by Virgin Australia each year until the card is cancelled, if you spend $500 on eligible purchases in the first 3 months from approval. Plus, take off with 75,000 bonus Velocity Points, if you spend $2,500 on eligible purchases in the first 3 months of approval. There's a $225 annual fee, but you'll pay no international transaction fees when making payments overseas.

Already an ANZ Rewards credit card customer? Then start shopping now to begin earning bonus points!


Bank disclaimer: To apply for this credit card, you must:
-Be 18 years of age or over, and;
-Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your visa.

Bank disclaimer (Rewards Black): New card. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $375).

Bank disclaimer (Rewards Platinum): New card. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $95).

Bank disclaimer (Rewards Travel Adventures): New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including annual fee currently $225).

Disclaimer

Executive Traveller may receive a commission when you apply for these credit cards via our links.

You should seek independent advice and consider your own personal circumstances before applying for any financial product.

Chris Chamberlin

Chris Chamberlin is the Associate Editor of Executive Traveller and lives by the motto that a journey of a thousand miles begins with a single step, a great latte, a theatre ticket and a glass of wine!