Qantas - Qantas Frequent Flyer
Member since 04 Oct 2016
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Etihad - Etihad Guest
Member since 05 Apr 2019
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Member since 11 Oct 2014
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If you're looking towards a Debit Card, Westpac has a Global Alliance worldwide with a range of European, US, Canadian, South American and Asian banks that provide bank ATM access free of charge.In the USA, use your Westpac ATM card to withdraw cash from ANY Bank Of America ATM without ATM fees. You will pay 3% on your foreign transaction, but you state you are fairly immune to FX variations etc. I have personally never had a problem using this network arrangement in Europe, UK, South America, Canada, Asia or the USA.
Keep in mind that privately owned ATM's are prevalent in convenience stores and some hotels. You will be warned that the owner levies an ATM charge, usually between USD $5.00-9.00 per transaction, so avoid these like the plague. Similarly, trying to play the FX lock-in rate with Travel Cards can bite you, along with their add-on fees and restrictions ie: moving your money between different transaction currency wallets on the same card.
I travel the USA extensively 3-4 times a year and a month at a time .. and the only state I have found where BoA is lacking a presence is Nebraska. Elsewhere, they cover the entire USA.
Member since 21 Jul 2016
Total posts 25
All very well for OZZIES but others e.g. NZ, are severly limited in what we can do (unless someone can advise better). Cash Passport + credit card+cash is the best option for me.
For business, some cash and credit card is all I require for short trips (week or so), but anything longer options are limited.
Member since 19 Apr 2012
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Virgin Australia - Velocity Rewards
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Cash vs Travel Money Cards
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