Best Credit card for rewards points and signup bonus offers?

6 Discussions

swapozflyer

Member since 13 Mar 2014

Total posts 20

G'day!

I have relocated back to AUS (Oz citizen) from US. I am looking for suggestions on the best Credit cards (with good sign up bonus offers) and <400$ annual fee (preferable if it is waived for 1st year) - lounge access is an added benefit but not a must!

I have noticed a significant points earn rate drop since I last lived in AUS and would appreciate the insights on what would be a good deal. I am OW Platinum and *A premier 1K so lounge access is not a problem

Happy to look at AMEX if it makes sense as I already have a Citibank Platinum Visa already (though the earn rate is terrible) so merchant acceptance shouldn't be an issue

Appreciate the insights!

Cheers! 

Kitch

Qantas - Qantas Frequent Flyer

Member since 10 Jun 2015

Total posts 72

What rewards points were you looking at? QF, VA or a banks rewards program?

swapozflyer

Member since 13 Mar 2014

Total posts 20

Open to both QF and bank rewards program

Stuart Jackson

Qantas - Qantas Frequent Flyer

Member since 15 Mar 2015

Total posts 81

G'day mate!

Thought this offer was worth a look the fee is getting up there though and no waiver 


Receive 100,000 bonus Qantas Points with a new AMEX Qantas Ultimate card - This offer is exclusive to AMEX Partners, and you won't find it via the main AMEX site!

Last editedby ChrisCh at Jul 19, 2017, 11:22 AM.

swapozflyer

Member since 13 Mar 2014

Total posts 20

Thanks mate! Any thoughts on AMEX Explorer Credit Card - https://www.ausbt.com.au/american-express-explorer-credit-card-review


I know it might not help earn QF points but seems to have a good sign up bonus and a relatively low annual fee

Last editedby ChrisCh at Jul 20, 2017, 09:17 AM.

ChrisCh

Member since 24 Apr 2012

Total posts 1,030

Thanks mate! Any thoughts on AMEX Explorer Credit Card - https://www.ausbt.com.au/american-express-explorer-credit-card-review


I know it might not help earn QF points but seems to have a good sign up bonus and a relatively low annual fee



AMEX Explorer is the highest-earning card in Australia if you're chasing SQ KrisFlyer miles on everyday spend (the only exception being the AMEX Business Accelerator on spends less than $50k per year), and is in equal first place for Velocity points too - same ultimate earn rate as the AMEX Velocity Platinum, if not actually better because you can hoard points and then convert them when Velocity has one of its 15% transfer bonuses running.

The Explorer can also convert points across to Cathay Pacific Asia Miles, which allows you to book Qantas and Oneworld flights if you so wish (ditto via Malaysia Airlines Enrich but for more points), and you can convert points to Emirates too which can again be used for Qantas, plus Emirates, Korean Air, JAL and a few other sweet spots.

Etihad Guest is also a great transfer partner because you can use Etihad miles to book Virgin Australia flights, and you often need less of those miles compared to Velocity to book the same thing (Sydney-Melbourne is 6,900 Etihad miles in economy or 13,800 in business, whereas Velocity is 7,800 points for the same or 15,600 in business).

AMEX doesn't highlight this very well, but you can also convert points 1:1 to Hilton Honors and 2:1 to SPG.

Other transfer partners include Air NZ Airpoints and Thai Airways ROP, so it's a very flexible card. :)

swapozflyer

Member since 13 Mar 2014

Total posts 20

Thanks mate! Appreciate the insights :)

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