Can't think of anything worse than being stuck in a 'hold' and paying a premium for it. Hygiene standards are pretty dismal these days with mankind sneezing and spraying, lack of hand washing etc.and companies cost cutting and quick turnarounds so that proper sanitisation is not carried through. ...

sad, as many companies charge an excess of up to 2-3%  for use of the Amex/double card or not accept the Amex at all. Even Princess Cruises has now introduced a 1.1% fee to use a credit card to settle on board costs, only for Australian card holders, so much for cashless on board. Discrimina...