Really the only advantage using a 28 Degrees card is if you're chasing Velocity points I suppose. If it's ATM fees you want to avoid (and keep your cash withdrawals seperate from your purchases) then just go get a Citibank Plus transaction account.

After seeing this article and going over to Singapore for a few days, I thought I'd give this a try. I'm using this with an unlocked PocketWifi hotspot available from Vodafone and it works great - the PocketWifi means I can can not only avoid paying for mobile data charges when out and about, but...