Thanks for that, we will apply for a citibank debit card and use  the 28 degrees for purchaese etc

Any ideas on avoiding the 3% commission fee on cash withdrawals now introduced by 28 degrees card? any other accounts available that do not charge this and still have a reasonable FX conversion rate. 28 degrees was really good but now I am looking for a replacement

WE have always been happy with 28 degrees but now they have caught up with those of us who pre loaded  cash to withdraw and this 3% fee is  going to be a pain! I have looked at Citibank plus and Bankwest zero platinum cards  but any ideas as to how to avoid the 3% charged by all ot...

anyone bought an yearly multi trip travel insurance policy? company and price?