You nailed it: a first world problem. If I am ever caught complaining about the business class toilets, just lead me through the curtain/ down the stairs and strap me in next to the kiddy row. Oh to have such a problem!

Thanks Chris, I really enjoy your tips. I suspected this of the new Woolies card, but did not get around to researching it. The uncapped $1 points was a key feature I wanted and this change was never highlighted in their 'changeover' information. Macquarie appear to be gougin...