6 replies

bmc

Virgin Australia - Velocity Rewards

Member since 22 Aug 2013

Total posts 107

28 Degrees Platinum MasterCard. Anyone got one or have any thoughts? Has it been AusBT reviewed?

OWEaspirant

Member since 30 May 2014

Total posts 3

Hi bmc,

I believe AusBT has reviewed it previously: http://www.ausbt.com.au/28-degrees-mastercard

There's also a little more information here: http://www.ausbt.com.au/28-degrees-mastercard-the-best-card-to-take-overseas

Greg84

Member since 03 Nov 2014

Total posts 127

I've had the 28 Degrees Card since it was a Wizard Money card about 6 years ago. They've recently made the card a platinum card, although the benefits do not include travel insurance etc that you would expect from a platinum card...which is fine as there is no annual fee. The card is great for travelling as there are effectively no fees on international purchases & the exchange rates are as close to mid market as I've seen on a credit card. Originally the card was also great for accessing cash overseas, but with the introduction of a 3% cash advance fee (payable even on cash you have loaded above your limit) they've closed this loophole. It's a great card for travellers/those who do a lot of international ourchases. I use it in tandem with a Citibank Plus Savings account when travelling. The Citi card works similarly, although it is a debit card as opposed to a credit card. Again no fees, decent rate.

11sjw

Member since 11 Mar 2012

Total posts 159

Great summary Greg84.  Have also had the card since the Wizard Money days.  The 3% surcharge means having to source cash whilst overseas in a different manner (for mine this was the biggest + of this card).  Due to this we'll dump this card soon and opt for the Citi account as you have.

Greg84

Member since 03 Nov 2014

Total posts 127

Thanks 11sjw. In my mind best approach is both 28 Degress & Citi Plus. I still use the 28 Degrees card for everything but cash advances. Credit Card hold etc could be an issue on Citi card only, as such as long as there is no annual fee, I'd have both. Cheers

bmc

Virgin Australia - Velocity Rewards

Member since 22 Aug 2013

Total posts 107

thanks peeps

Andrea

Qantas

Member since 30 Jan 2015

Total posts 2

I agree 28 degrees is great for overseas purchases.  We have had bad experiences (plural) with Qantas Cash (including a cancellation of both our cards whilst we were overseas due to technical glitch) so am now looking at Citi and Aust Post. 

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