Hi I booked a trip on my Bankwest Qantas MasterCard to activate the travel insurance.

5 replies

TomTom77

Qantas - Qantas Frequent Flyer

Member since 03 Nov 2015

Total posts 45

Hi

I booked a trip on my Bankwest Qantas MasterCard to activate the travel insurance. If I now cancel and close down my credit card does the insurance remain open?

11sjw

Member since 11 Mar 2012

Total posts 159

Read the Ts & Cs associated with your Credit Card Insurance.  Usually no it won't remain in place as you need to be a cardholder when travelling.

TomTom77

Qantas - Qantas Frequent Flyer

Member since 03 Nov 2015

Total posts 45

For my AMEX, it remains valid (see below) trying to find out for my Bankwest card, no one will answer me. The t&cs aren't clear. It says nothing about how the insurance is deactivated 

"""""""""""

Dear 

 

Thank you for your email.

 

As long as you were able to purchase the round trip tickets before the card was cancelled, then there won't be any problems.

 

Please do not hesitate to contact us at 1800 236 023 and we are open from 8:00AM to 8:00PMSydney Time should you require further assistance.

 

Warm Regards,

 

Liv C.

Card Member Services

colin5353

Qantas - Qantas Frequent Flyer

Member since 03 Jul 2011

Total posts 85

I would say once the account is closed the insurance is forfited, only because of the following in the T&C

"eligible credit card account"

means a current and valid eligible credit card

with a credit facility provided by Bankwest to which purchases made by

cardholders are charged.

readosunnycoast

Member since 05 Oct 2011

Total posts 114

Is this a serious thread.  What kind of person would risk this situation?  What are you going to do if you are injured and they decline to evacuate you.  how are you going to make them?  

TomTom77

Qantas - Qantas Frequent Flyer

Member since 03 Nov 2015

Total posts 45

I am a bit of risk taker :)

I've emailed Bankwest/Allianz and will get a formal response

i want to cancel my AMEX card as my annual fee is $450, I don't want to get hit with that fee again. 

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