Thanks for backing me up Im1!  And I purchase all my flights and accom (and occasional international shopping) through online US agencies like Expedia, who generally accept Diners, so there's a least 1.25point in the bag per $1 for those transactions. https://www.dinersclub.com.au/travel_ca...

Thanks Chirs - I just called Diners & they are arranging a refund!

Diner’s affiliate lounges are free? I have always been charged USD28 pp when entering Diners Club lounges around the world. (Your Diners is swiped and charged upon entry).  If I'm up for a couple of stiff drinks, a small hot meal and access to a power station, then I don't usually mind...