• Hi Chris   That's good to know, as I'm on $15,000 and would like to decrease. I also have a Mastercard not Visa.     Bit confusing though, becasue if you go to their website, it states a minimum credit limit of $15,000.  

  • Hi ChrisThe minimum credit limit for the Diamond card is actually $15,000, which is quite high if you're only using the card for its free travel insurance and overseas transactions.  Like bigken notes, as reporting agencies and banks get better at identifying total credit limits for cardhold...

  • Great answer, thanks Jay.

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