Qantas - Qantas Frequent Flyer
Member since 16 Nov 2017
Total posts 94
I am seeking the following advice.
I am travelling to the USA from Mid June - Mid July.
I do not want a "credit card," rather I want opinions on the best possible travel money Visa/MC Loadable/Reloadable card that acts as a Debit Card.
I don't care about rewards. Due to the fact that the AUD is buying around 80 US Cents, I figure it is a good time now to lock in some Greenbacks.
I am looking for a card with a low to no setup cost (s)
Low fees on converting AUD to USD and Vice Versa.
I want the opportunity to be able to load more cash quickly if necessary (a few hours max... I was in the USA in mid 2016 and from memory I used the cashpassport card or the westpac one; not sure? I remember being in vegas and I was able to Load and Transfer AUD to USD within a few hours.)
Other benefits I am looking for are Low/Zero ATM withdrawal fees and the same goes for purchases.
What do you marvellous travellers recommend?
PS I do my banking with Westpac.... if that helps
Thanks guys :)
Member since 09 May 2013
Total posts 346
I saw an Ad from ING saying there are no ATM locally or internationally.
Member since 08 Feb 2011
Total posts 7
I use the Westpac travel card, ex rates seem very competitive if you are a westpac customer it is very easy to push money onto the travel card with access to the funds pretty well immediatley.
Member since 30 Dec 2016
Total posts 15
Try calling ttt moneycorp, I have used them for locking in futures and they are very sharp
Virgin Australia - Velocity Rewards
Member since 27 Jan 2017
Total posts 37
Personally I’ve never liked the travel cards due to the bad exchange rate which occurs in both directions when you transfer your unused money back.
Member since 10 Nov 2016
Total posts 2
Try Velocity Global Wallet?
Member since 29 Mar 2017
Total posts 30
Citibank Transaction account. No fees including account keeping, commission (you get the bank swap rate) or account keeping. Can’t go wrong.
Member since 27 Nov 2017
Total posts 4
Citibank hey? I have a debit card on a transaction account. Same one you've all suggested. I agree that it is the best option. However, their security is way too OCD. On a trip to US and Canada (Citibank's bread and butter market) they suspended the card three times when they suspected that it was being used fraudulently. That involved me rining back to Oz using reverse charges. Have you tried to do that in this day and age? Painful. Each time I was assured that all would be back to normal. Nup. In the end I put the card back into my wallet and addressed the matter when I arrived home. Lesson: Always take a back up and avoid anything Citibank.
Member since 18 Jul 2015
Total posts 17
DO NOT use Velocity Global Wallet!!!!
Member since 19 Jan 2018
Total posts 64
The Velocity Global Wallet is a joke. Avoid.
Originally Posted by @7e7
I've never had any issues but I think you bring up an important point - always have two ways to get cash out (even if your second method is just your regular account back home). Also, I always carry a small amount of US dollars when overseas - just in case. You can always exchange them wherever in case of dire emergency.
Member since 13 Dec 2017
Total posts 1
1. Along with everyone else I concur: Citibank Debit Visa for cash
withdrawals, 28Degrees for all credit card transactions (especially
rental car and hotel reservation deposits - tie up the banks' money, not
your own), However both these cards give best exchange rate on the day meaning you can't lock in foreign currency rates today for future use.2. It's easy to make a reverse charges call to Australia when in Trumpistan: call 1-800-682-2878 and follow prompts.
Member since 19 Apr 2012
Total posts 565
Citibank as well and I have a US Citibank card also, so transfers etc are easy and free and the security may be easier to manage, but you have to be a regular visitor or stay ther a while. The US card requires a minimum $1500 balance to avoid fees. So depends on your circumstances.
Member since 18 Aug 2017
Total posts 19
I use the Qantas FF card with mastercard all over the US. Put money in it when the exchange rate is good for me (like now) and it usually had changed by the time I get there.
Member since 17 Dec 2013
Total posts 20
I have and use the CBA travel card which was useful in my last trip to the USA but have found its cheap putting your money in but not so getting it out so have given Qantas FF card a go this time. Keeping both cards active and valid and use a backup Bankwest Platinum MC for hotels etc.
Hi Guest, join in the discussion on
Taking advantage of very good USD/AUD rate
Already have an ET account? Log in below.
Signing up with Executive Traveller only takes a second and lets you
interact with our community. It's completely free and we'll never pass your information on to
Didn’t receive an activation email? Resend one to yourself here.
If you’ve forgotten your password, simply enter your email address
below, then click 'Submit'. We’ll send you an email to re-activate your account and enter a new password.
If you have not received the activation email, simply enter your email address below, then click 'Submit'. We’ll send you an email containing the activation link.
Subscribe to our free newsletter and get the latest news, reviews, tips and more sent straight to your inbox