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Australia's best credit cards for AsiaMiles

5 Discussions

phil h

Member since 06 Mar 2017

Total posts 8

Some of us are refugees from HK...how to earn AsiaMiles points with an Australian credit card?

koji

Cathay Pacific - The Marco Polo Club

Member since 11 Jun 2018

Total posts 57

Very bold to raise this question. I am sure many refugees are looking forward to the answer. lol

Michael Kao

Qantas - Qantas Frequent Flyer

Member since 06 Nov 2014

Total posts 144

There are several credit cards in Australia that earns AM. The best ones are Amex cards. The best earn rate (apart from invitation only Centurion) is Platinum charge card. It earns 1.125 AM per dollar spent (except government spent which only earns 0.5 AM). But it also has a hefty $1450 annual fee.

The next best IMO is the explorer card. Earns 1 AM/$, only $395 annual fee but comes with $400 travel credit which makes it virtually free.

Westpac Altitude Black also earns 1 AM/$, but it comes in a bundle with mastercard for $399 in total.

Besides these, all non-Amex card earn are really pathetic. The top tier Westpac, ANZ, CBA, Citi (and maybe NAB too, but I didn't bother to even look at it as it's also a terrible value card) all can be converted to AM, but earn rate is very pathetic. Around 0.4-0.4125 AM/$.

In Australia it is worth consider earning QF points rather than AM as the former is much easier to earn, even though the award chart is more expensive than AM.

martinspurs

Member since 06 Aug 2019

Total posts 2

Originally Posted by Michael Kao

There are several credit cards in Australia that earns AM. The best ones are Amex cards. The best earn rate (apart from invitation only Centurion) is Platinum charge card. It earns 1.125 AM per dollar spent (except government spent which only earns 0.5 AM). But it also has a hefty $1450 annual fee.

The next best IMO is the explorer card. Earns 1 AM/$, only $395 annual fee but comes with $400 travel credit which makes it virtually free.

Westpac Altitude Black also earns 1 AM/$, but it comes in a bundle with mastercard for $399 in total.

Besides these, all non-Amex card earn are really pathetic. The top tier Westpac, ANZ, CBA, Citi (and maybe NAB too, but I didn't bother to even look at it as it's also a terrible value card) all can be converted to AM, but earn rate is very pathetic. Around 0.4-0.4125 AM/$.

In Australia it is worth consider earning QF points rather than AM as the former is much easier to earn, even though the award chart is more expensive than AM.

I am a platinum charge card member and only get 0.5 points per $1. Not sure why?

Michael Kao

Qantas - Qantas Frequent Flyer

Member since 06 Nov 2014

Total posts 144

Originally Posted by martinspurs

Originally Posted by Michael Kao

There are several credit cards in Australia that earns AM. The best ones are Amex cards. The best earn rate (apart from invitation only Centurion) is Platinum charge card. It earns 1.125 AM per dollar spent (except government spent which only earns 0.5 AM). But it also has a hefty $1450 annual fee.

The next best IMO is the explorer card. Earns 1 AM/$, only $395 annual fee but comes with $400 travel credit which makes it virtually free.

Westpac Altitude Black also earns 1 AM/$, but it comes in a bundle with mastercard for $399 in total.

Besides these, all non-Amex card earn are really pathetic. The top tier Westpac, ANZ, CBA, Citi (and maybe NAB too, but I didn't bother to even look at it as it's also a terrible value card) all can be converted to AM, but earn rate is very pathetic. Around 0.4-0.4125 AM/$.

In Australia it is worth consider earning QF points rather than AM as the former is much easier to earn, even though the award chart is more expensive than AM.

I am a platinum charge card member and only get 0.5 points per $1. Not sure why?

Was it government spent?

phil h

Member since 06 Mar 2017

Total posts 8

Thank you Michael, very useful info. It seems I should switch my AMEX Reserve Platinum to AMEX Explorer based on this advice.

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