United Airlines - Mileage Plus
Member since 20 Dec 2013
Total posts 18
In the last few years of
my working life, I was able to amass nearly one million miles of QFF points
mainly through credit card sign-up bonuses. Year after year, I had no
difficulty turning these cards over and getting new ones - together with the
QFF points. However, since I retired 18 months ago, I have been knocked back
for new cards. I currently have two cards, cards I have had when I was working
- a CBA Diamond Awards Mastercard as part of a 'wealth package' and a 28
Degrees Mastercard. I think my problem is that I'm 'income poor'. Although I
have a property worth approximately $1.5million, superannuation in excess of
$.5 million and two newish cars, all paid off, and $6k in the bank, it appears
to me that my relatively low income from pension super and aged pension hampers
my ability to gain new credit cards and the QFF points that flow from them.
Does anyone have advice to get around this problem?
Qantas - Qantas Frequent Flyer
Member since 21 Jan 2014
Total posts 267
Didn’t Afterpay have some signup promo going recently regarding FF points, don’t think it’s as income reliant as credit cards are.
Member since 04 Nov 2011
Total posts 203
You answered your own question. It’s income related. Not a lot you can do about it and not unexpected. Surely you wouldn’t have expected to still be able to access credit cards on little to no income?
Delta Air Lines - SkyMiles
Member since 16 Oct 2017
Total posts 176
Now, or rather when travel opens up again, is the time for you to enjoy those 1m QFF points. Enjoy.
Member since 22 Oct 2012
Total posts 202
Once retired, your best chances for new credit cards are with your current bank.
Hi Guest, join in the discussion on
Credit Card Difficulty When Retired
Already have an ET account? Log in below.
Signing up with Executive Traveller only takes a second and lets you
interact with our community. It's completely free and we'll never pass your information on to
Didn’t receive an activation email? Resend one to yourself here.
If you’ve forgotten your password, simply enter your email address
below, then click 'Submit'. We’ll send you an email to re-activate your account and enter a new password.
If you have not received the activation email, simply enter your email address below, then click 'Submit'. We’ll send you an email containing the activation link.
Subscribe to our free newsletter and get the latest news, reviews, tips and more sent straight to your inbox