Full points earn on all government spend is what I would be keen too see

Crumpler have had something similar for years.

I would have liked to see a Ryanair review for your return trip to London

Westpac are very slow to credit the bonus points. I waited over 5 months for my points to credit after the minimum spend was met. Their t&c state the credit will happen within 12 weeks.

The card itself is quite good, but ANZ as a whole with customer service is terrible. Hopefully you don't have to deal with their branch or overseas call centre staff as their product knowledge is poor.